Promotional message for the issue of SAUNIA FINANCE 8.00/27

Invest
to Saunia Finance, s.r.o. bonds
with a yield of up to 10% p.a.

Invest
Base rate 8.0% p.a. Bonus interest 2.0% p.a.
In the case of a higher 2T CNB repo rate than 3.75%
current repo rate 4.25 %
Sauna bonus from 1.0%

More detailed information can be found in the prospectus approved by the CNB. We recommend that potential investors read the prospectus before making an investment decision in order to fully understand the potential risks and rewards associated with the decision to invest in securities. The approval of the prospectus should not be construed as an endorsement of the securities being offered or admitted to trading on a regulated market.

Investment

CZK 50 000

Total yield

With bonus interest after tax.

CZK 12 750

Annual yield

With bonus interest after tax.

CZK 4 250

Sauna

bonus

CZK 500

Investment

CZK 100 000

Total yield

With bonus interest after tax.

CZK 25 500

Annual yield

With bonus interest after tax.

CZK 8 500

Sauna

bonus

CZK 1 000

Investment

CZK 200 000

Total yield

With bonus interest after tax.

CZK 51 000

Annual yield

With bonus interest after tax.

CZK 17 000

Sauna

bonus

CZK 2 500

Investment

CZK 500 000

Total yield

With bonus interest after tax.

CZK 127 500

Annual yield

With bonus interest after tax.

CZK 42 500

Sauna

bonus

CZK 8 000

Why invest in Saunia Finance bonds

Saunia Finance s.r.o.
invests funds
in the projects
of the Saunia group,
which has been operating
sauna worlds
in the Czech Republic
and Slovakia for 10 years

Bonus interest
2.0% p.a.

November 1st 2024

Currently the last paycheck
interest to investors

325,000,000 CZK

emissions repaid from March 2021
in total nominal value

100%

All issues and interest
always properly paid

Data updated as of 11/1/2024

* Jedná se o tyto emise splacené společnosti ze skupiny Saunia: Dluhopis Saunia 6,25/21 (ISIN CZ0003515892), Saunia 6,25/22 (ISIN CZ0003519159), Saunia 6,25/23 (ISIN CZ0003523391), Saunia SK 6,25/24 (ISIN CZ0000001243), Saunia Constructions 7,50/24 (ISIN CZ0003527293), Saunia 9,90/2023 (ISIN CZ0003540973), Saunia 9,90/2024 (ISIN CZ0003551194).

Calculate the yield of bonds

Amount of investment: 100000 CZK

50 000 CZK

3 500 000 CZK

Total return with bonus interest for 36 months after tax:

2125 CZK

Total return without bonus interest for 36 months after tax:

2125 CZK

Annual return with bonus interest:

2125 CZK

Annual return without bonus interest:

2125 CZK

Sauna bonus:

2125 CZK

Invest

The Saunia Group is the largest start-up
in the field of wellness in the Czech Republic

Sales
(in millions CZK)

Branches open before 2019:Prague Galerie Butovice, Prague Vivo! Hostivař, Liberec Forum, Prague Westfield Chodov, Prague Centrum Černý Most, Brno Letmo

Branches open since 2019: Brno Campus square, Galerie Harfa Praha, Praha Centrum Kraków, Ostrava Futurum, Orlice Park Hradec Králové, Avion Ostrava, IGY České Budějovice, Thermal Resort Karlovy Vary, Aupark Bratislava, Kladno Central

At this time 2021 was closed due to covid and 2020 and 2022 were affected by covid.

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Sample of branches in the Czech Republic and SK

We plan to grow further

The Saunia Group is the largest operator of sauna worlds and wants to maintain its position. Saunia Finance, s.r.o. will participate in financing the construction of new sauna worlds.

In 2022, the Saunia group managed to open the Sauna World in České Budějovice and the Thermal swimming pool in Karlovy Vary from previous issues.

In the coming years, we plan to open 4 more branches within the Saunia group. We will also focus on expansion into neighboring states.

Invest

FAQ

Are there any fees associated with buying bonds?

They are not. Since we do not use any intermediaries to sell bonds, there are no additional fees for you.

Do I need to use an equity account to buy bonds?

You don't have to. For some bond issues, it is necessary to use an asset account, but in our issue, the bonds are in paper form. We will send income payments to your current or savings account.

How do you guarantee that I will not lose my investment?

Every investment carries a certain amount of risk. In bonds, you reduce the level of risk by not investing in something unknown. Saunia Finance, s.r.o. provides financing within the Saunia Group. This funding is provided primarily for the purpose of building or improving the branches of the Saunia network. The owners of the company are experienced entrepreneurs with a rich history, and the field of saunas, in which they decided to do business, has great potential on the Czech market. These are all factors that reduce the level of risk. All general and other risks are contained in the prospectus approved by the CNB, which we recommend reading. In general, companies are liable for their obligations with all of their assets.

Should the proceeds be taxed?

Yes, the return is subject to withholding tax. We will take care of the tax for you and send the income already taxed at 15% to your account.

What does Bonus Interest mean?

In the event that the value of the two-week repo rate (2T repo rate) announced by the Czech National Bank is higher than the value of 3.75% on the last day (i.e. 31.12.) of the calendar year, the bondholders, starting with the first and ending with the last payment of the interest income made in the following calendar year, paid in addition to the standard interest yield of 8.00% p.a. also bonus interest income of 2.00% p.a. In that case, the total interest yield will be 10.00%. This bonus interest is currently activated.

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Sauna worlds SAUNIA

SAUNIA sauna worlds are unique in their concept, they can help commercial real estate owners evaluate the real estate itself, for example through a roof extension, and last but not least, it brings visitors to the shopping center. Our concept is unparalleled in the world.

Bohumil Píše

A member, founder, managing director and director general. He is responsible for the management of the company and the implementation of its business plans. He was one of the founders of the company Tutor, s.r.o., a leading language teaching provider on the market, later becoming the largest private education agency in the Czech Republic, the EDUA Group, where he had worked as a financial manager until 2013. The company was successfully sold at the beginning of 2016. Mr. Píše was also one of the founders of the company Invia.cz, a.s.

Michal Drozd

A member and financial investor. He was also one of the main founders and former shareholder of the biggest online holiday seller in Central Europe, Invia.cz, a. s., which was successfully sold to the Polish private equity house MCI Management, and is currently part of the Rockaway Capital group; Mr. Drozd was its director general until recently. He was also a member and chairman of the Supervisory Board of the EDUA Group and education companies College Holding, s.r.o. and CEDUK Holding, s.r.o.

Radek Stavinoha

A member and financial investor. A co-founder, the biggest member and director general of the EDUA Group until its successful sale at the beginning of 2016Currently a partner and CEO of College Holding, s.r.o. and CEDUK Holding, s.r.o., whose portfolio includes the largest private universities in the Czech Republic.

Invest

Parameters of the issue of Saunia Finance, s.r.o.

Yield: 8.0% p.a.
+ 2.0% p.a. bonus interest

Sauna bonus
to a trust account

Minimum investment:
CZK 50,000

Nominal value
bond: CZK 10,000

Maturity:
36 months

Quarterly Pay
revenue to your account

Emission volume:
CZK 200,000,000

Form:
Certified security in series

Issue period:
1. 9. 2024 – 1. 9. 2027

Documents to download

The Prospectus meets the standards regarding completeness, comprehensibility and coherence required by the Prospectus Regulation and other relevant legal regulations.

Do you want to invest? Do you have any questions?

Leave us your contact details

    Matěj Frydrych​​

    Strategic Sales Director

    +420 773 767 992 dluhopisy@saunia.cz